Who We Are
We’re Your Partners in
Creating a Remarkable Retirement
Meet the Team Behind Your Remarkable Retirement
Our team of dedicated professionals combines decades of expertise with a shared commitment to helping you live a fulfilling retirement. David Faulkner and Mike Reppert lead our firm, bringing unparalleled experience and vision to every client relationship. Alongside them, our talented team members ensure that you have the support and guidance you need at every step of your financial journey.
David is an expert in retirement income planning with over two decades as a trusted advisor, dedicated to serving clients at both the institutional and personal levels within the financial services industry. His career began with a successful personal practice at one of the largest investment and insurance companies in the country. In 2016, he embraced the call to independence by merging his practice with Spectrum Advisors, allowing him to provide truly comprehensive, fiduciary-driven guidance. A firm believer that financial education is key to confident decision-making, David shares his expertise through complimentary workshops, helping individuals who are approaching retirement or already retired to navigate their next chapter with clarity and peace of mind.
David R. Faulkner, CFP®, RICP®
Partner & Financial Advisor
David’s commitment to excellence is reflected in his credentials. He is a CERTIFIED FINANCIAL PLANNER™ practitioner, a Retirement Income Certified Professional (RICP®), and a member of Ed Slott’s Elite IRA Advisor Group, a national network specializing in IRAs and taxes. Fully licensed in investments and insurance, he has been recognized as a Five Star Wealth Manager in Texas Monthly, Forbes, the Wall Street Journal, and has been named as one of D Magazine’s Best Financial Planners multiple times.
What drives David to serve families like yours? Take a listen…
A proud Texas A&M graduate, David earned his BBA in Finance while participating in the Corps of Cadets (Company D2) and the Aggie Men’s Club, a Christian service-based fraternity. His personal life is equally fulfilling—he met his wife, Libby, in 1992, and they’ve been happily married since 2000. Together, they have three sons—Caleb, Micah, and Noah—and are active members of Gateway Church in Frisco, where they serve on the greeting team. In his free time, David enjoys running, playing soccer, fly fishing, and golfing—but above all, he values time spent with his family. His dedication to his clients and community, combined with his extensive expertise, makes him a trusted advisor on a mission to help those looking to retire with confidence and peace of mind.
Mike Reppert founded Spectrum Advisors in 1982 with a vision to create a firm built on trust, long-term relationships, and financial guidance that truly serves people. With over 40 years of experience in investments and insurance, he has dedicated his career to helping individuals and families achieve financial confidence and long-term security.
He is a CERTIFIED FINANCIAL PLANNER™ professional and Certified Senior Advisor (CSA). He is also a member of the Forbes Finance Council and has been recognized multiple times as one of D Magazine’s Best Financial Planners.
A graduate of Baylor University, Mike earned his BBA in Marketing and Management before pursuing a career where he could blend his expertise with his desire to serve others.
Mike Reppert, CFP® CSA
Senior Partner & Financial Advisor
Beyond the office, he enjoys outdoor activities such as golfing, skiing, kayaking, hiking, and camping. He and his wife, Amy, have been married for over 35 years and live in Lewisville. Together, they have three children—Kyle, Heather, And Cody—and five grandchildren. An active member of his church and community, Mike dedicates his time to serving in local ministries and nonprofits.
A legacy of commitment and trust. Hear Mike’s story…
Toni Rabroker, CSA
Managing Partner
Beverly Kuno
Client Service Manager
Zac Norris RICP®
Director of Client Service
Lori Ludwig
New Business Manager
Lucy Kirkpatrick
Client Coordinator
Jean Valderrama
Marketing Director
For over 40 years, Spectrum Advisors has been more than just a financial firm—we’ve been a trusted partner, guiding individuals and families through the twists and turns of retirement with clarity and confidence. We were founded on a simple but powerful belief:
financial planning should be about people, not just numbers. Integrity, service, and relationships are at the heart of everything we do.
What sets us apart? We focus on plans, not products.
There’s no one-size-fits-all solution when it comes to your future, and
we don’t believe in cookie-cutter advice. Instead, we take the time to understand what truly matters to you—your values, your dreams, and
the legacy you want to leave behind.
Whether you're looking to protect your wealth, provide for your loved ones, or simply enjoy retirement with peace of mind, we’re here to guide you every step of the way. With a faith-driven, relationship-first approach, we’ll help you build a strategy that gives you confidence today and security for the future. Because retirement isn’t just about
finances—it’s about living the life you’ve worked so hard to create.
OUR STORY
Creating a remarkable retirement for you and your family.
OUR MISSION
How? By empowering you to retire with confidence, guided by personalized planning that
aligns with your values, goals, and dreams.
Integrity: Do the right thing...every time.
Service: By taking care of our clients first, the rest takes care of itself.
Excellence: Deliver comprehensive planning for maximum efficiency.
Positivity: Have a great attitude!
OUR CORE VALUES
We believe that financial planning isn’t just about numbers—it’s about people. We build trusted relationships with those who want more than just a retirement plan; they want clarity, strategy, and peace of mind for the years ahead.
If you are:
Who We Work With
You’re probably facing some big decisions. Should you take the lump sum or monthly payments from your pension? Keep contributing to your 401(k) or start moving money into a Roth while you're still earning? These choices can feel overwhelming, but you don’t have to figure them out alone. We’ll walk you through it all—so when the time comes, you’ll step into retirement with confidence and clarity.
Getting Close to Retirement
Retirement isn’t just about having savings—it’s about knowing how to make your money last while still enjoying the life you’ve worked for. If you’re retiring now (or already retired), we’ll help you create a plan that keeps your income steady, minimizes the impact of taxes, and protects what you’ve built. Because staying retired is just as important as getting there.
Ready to Retire (or Already There!)
We don’t just plan for YOUR future—we help your family plan for THEIRS, too. Life happens, and when it does, we want your loved ones to have a trusted guide to turn to. That’s why we build relationships with the adult children of our clients, so when the time comes for them to step in, they already know us, and we’re here to help. While we typically focus on retirement planning, we gladly work with our clients’ children to make sure your values, your wisdom, and your financial legacy continue for generations.
Focused on Your Family’s Future
While we love helping clients achieve their retirement dreams, we know that the right financial partnership goes both ways. If you’re looking for a quick fix, chasing short-term gains, or prefer to do it alone, we may not be the right fit.
If you are:
Who’s Not a Fit
The DIYer
The DIYer is someone who manages their financial plan independently, thriving on control and problem-solving. Confident in their abilities, they often believe they can achieve better outcomes alone but may overlook blind spots or lack the expertise for complex, long-term strategies. Their self-reliance can make it difficult to delegate or trust external guidance, even when it could improve their results.
The Return Chaser
The Return Chaser is someone whose primary focus is on maximizing short-term gains, often at the expense of long-term strategy or stability. They tend to prioritize high returns over a balanced, sustainable financial plan, jumping from investment to investment based on performance trends or market hype.
The Tire Kicker
The Tire Kicker is someone who fragments their financial plan by focusing narrowly on isolated aspects and dabbling in surface-level strategies. Curious but noncommittal, they juggle multiple advisors or conflicting approaches, lacking the focus to create a truly unified and efficient plan.
READY TO BEGIN
Your Remarkable Retirement?
We’re here to help you cut through the noise, define your values, and build a plan you can trust.
Or give us a call at (972) 931-3700